Looking back - and what a year this has been for the world, for the United States and for me personally.This was the year I lost my Louise and my father.My Winston was diagnosed with lymphocytic lymphoma. He's still blissfully unaware he is ill – so far, so good.This was the year the world economy tanked and the Wall Street big shots got their Golden Parachutes.So… this was the year I watched my life savings shrink more than 50%, so retirement is probably much further in the future...

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